It can happen at any time. If you have home insurance claims in Boca Raton, then read this article. A fire, flood, or natural disaster isn’t going to announce when it’s arriving. When your home has been damaged, can you trust your insurance company to look out for you during difficult times? The unfortunate reality…
Perhaps you have heard a statement like this one from an insurance company: “No, roof materials that sit on top of decking are not insured for replacement in any Florida insurance policy. You can see for yourself. Read the policy. It is just not there.” If your claim was denied recently for these damages to…
The Federal Emergency Management Agency (FEMA) runs the National Flood Insurance Program. Unlike other types of property damage, you cannot get flood insurance through commercial sources because the risk of flood is not conducive to a rate structure that turns a profit. Thus, flood insurance is uniquely unlike other types of property insurance. Additionally, since…
OPPAGA Study Reveals You Can Increase Your Claim by 700% A recent study by the Office of Program Policy Analysis & Government Accountability indicates that while public adjuster representation is associated with longer settlement times, it also leads to higher average payments, sometimes far higher. For example, the OPPAGA study the average compensation for 2005 hurricane claims…
REQUEST YOURFREE CLAIM ANALYSIS Step 1 of 2 50% Name* First Last Phone*Email* Physical Address of the property to be inspected Street Address Address Line 2 City State / Province / Region ZIP / Postal Code Loss Type*Storm DamageWater DamageRoof DamageMold DamageFire/SmokeDropped/Fallen ObjectBusiness InterruptionOtherLoss Description (Optional)You can also contact us directly at 800-952-7693 I Promise…
The Florida Legislature has put an important bill on the desk of Governor Rick Scott regarding Citizen’s Insurance. Although the bill is a watered-down version of the Senate’s proposal, it will mark some fairly significant changes if it is signed into law. The state government created Citizens Insurance as the last resort insurance company for…
An interesting story has come out of Palm Beach County where some policy holders of Universal Property and Casualty Insurance Co. of Fort Lauderdale were stunned at what happened when they filed claims. According to reports in the Palm Beach Post, these customers had their coverage was rescinded due to liens that Universal said the…
If you take a close look at your Citizens home insurance policy, you’ll notice that your personal liability coverage has dropped from $300,000 to $100,000 in your renewal contract.as of May 1, 2012. Personal liability insurance might be one of those policies we don’t give much thought to because we don’t think we’ll ever need…
Law and Ordinance Coverage: Hurricane Andrew and the $30 billion price tag it left behind forever changed Florida, and the changes put into place statewide following the storm have had a big impact on your home insurance policy. For many years, Florida’s reaction to hurricane damage was just to clear the mess and rebuild. But…
